5 Best Urgent Loans For Bad Credit No Credit Check With Fast Emergency Approval In 2022

Emergency loans are online loans that can be used to solve urgent needs. Urgent loans include flexible repayment options and duration, allowing borrowers to repay the loan at their convenience.

Best Urgent Bad Credit Loans 2022 – Quick Overview

If you are looking for urgent loans online for bad credit, you have come to the right place. Here are five of the best emergency loans on the market – just click on them and you can apply for a loan with a guaranteed decision today:

  • – Highly rated platform to find emergency loans.
  • – Best loan service for bad credit emergency loans.
  • – Suitable for finding relatively urgent loans.
  • Low Credit Funding – Reliable loan finder tool for same day emergency loans.
  • Money Lender Squad – Known for longer term payday loans.

Bad Credit Emergency Loans – General Eligibility Criteria

Providing emergency loans for bad credit can be quite risky for lenders. Therefore, before borrowers can access these payday loans, they must meet specific loan criteria. One of the first criteria to qualify for urgent loans for bad credit is that borrowers must be 18 years of age or older. Other requirements for getting bad credit loans online include:

  • Valid means of identification (must be a US citizen)
  • Social Security number
  • proof of income
  • Bank statements
  • Other financial or personal information.

5 Best Emergency and Urgent Loans for Bad Credit – Detailed Overview

It can be difficult to get emergency loans without a credit check, however, several lenders and brokers offer emergency loans for bad credit. Here is a list of the top five payday loan services you can check out if you need emergency loans for bad credit.

Viva Payday Loans – Bad Credit Emergency Loans

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Viva Payday Loans is another reliable loan finder service that helps borrowers find credible lenders. They are highly rated in the United States for their top-notch payday loan services. With Viva Payday Loans, even people with bad credit can get emergency loans.

The loans clients can obtain from Viva Payday Loans lenders range from a minimum amount of $100 to a maximum amount of $5,000. These online loans are usually charged at an APR of 5.99% to 35.99% for 2 to 24 months.


  • Access to up to $5,000 loan amount
  • It connects borrowers to multiple credible lenders
  • Instant application process

The inconvenients

  • Increase in interest rates at lenders

Click here to request funds in minutes with bad credit

Big Buck Loans – Best for Emergency Payday Loans

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Big Buck Loans Loans is said to be one of the best installment loan brokers in the United States. They are known for connecting borrowers to lenders who offer reliable urgent loans for bad credit and loan amounts starting from a minimum of $100 up to a maximum of $5,000. Getting a loan through Big Buck Loans is seamless, as the application process is instant, with no fees or upfront costs. These loans are charged at an APR of 5.99% to 35.99%.


  • Reasonable and flexible repayment terms
  • Lenders do not discriminate
  • No fees or upfront costs

The inconvenients

  • Emergency loans can be quite expensive, with an APR of up to 35.99%

Green Dollar Loans – Best for Finding Urgent Loans

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Green Dollar Loans is a same-day emergency loan matching service that connects borrowers with lenders where they can get emergency loans even with bad credit, and also provide people with secured emergency loans the same day; your application is only approved if you meet their requirements.

At Green Dollar Loans, people can get instant loans online, even with bad credit. They can obtain loans ranging from a minimum of $100 to a maximum of $5,000, at an annual rate of 5.99% to 35.99%. Also, they have a repayment tenure of up to 90 days.


  • Instant payments
  • Borrowers can get loans up to $5,000
  • Transparent application process

The inconvenients

  • Only borrowers who earn at least $1,000 per month can access their loans

Low Credit Financing – Reliable for Urgent Bad Credit Loans

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Low Credit Finance is a premier loan matching platform offering accessible bad credit loan options. They can connect customers in need of loans with credible lenders online. If the borrowers application is approved, they can get the requested loan amount. However, there are no online loans guaranteed for bad credit without credit check.

At Low Credit Finance, borrowers get these loans at an APR of 5.99% to a maximum of 35.99%, depending on the amount they borrow. An advantage of choosing Low Credit Finance is its flexible repayment term. Borrowers can repay their loans between 3 and 24 months, depending on their preferences.


  • Loan amounts up to $5,000
  • Same day instant deposit
  • Transparent Application Process, Apply For Unemployed Emergency Loans

The inconvenients

  • High fees and APR interest rates of 5.99% to 35.99%

Money Lender Squad – Best Overall for Emergency Loans with Same Day Approval

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Money Lender Squad is another credible loan service that borrowers can rely on. This reputable online loan broker has been in the industry since 2013. They offer instant emergency loans for bad credit.

At Money Lender Squad, borrowers can get between $300 and $2,000 for up to 12 months. The loans offered to them usually range between APR rates of 5.99% to 35.99%. The application process is transparent and can be completed in minutes.


  • Several loan options with instant payments
  • Borrowers can choose the loan term that suits their needs

The inconvenients


Several lenders offer different emergency loans for bad credit. These lenders also have different terms for their urgent loans, and you should compare multiple lenders before settling with any lender to get the best deal. Viva Payday Loans is a credible loan matching service that can connect people with lenders offering affordable and reliable payday loans.


Can unemployed borrowers access a bad credit installment loan?

Yes, unemployed borrowers can get emergency loans for bad credit. However, for these borrowers, most brokers and lenders would require some form of collateral from unemployed borrowers.

How do I know a legitimate installment lender?

It can be hard to tell if a lender is legit or a scam without proper research. Therefore, it is the responsibility of the borrower to conduct proper research. Borrowers can view the lender’s track record and terms and conditions. This will help them find any hidden charges and assess the legitimacy of lenders. However, it is best to patronize top brokers like Big Buck Loans. This way, they can get the best secured emergency loans for bad credit.

Where can borrowers get bad credit loans in the United States?

You can get bad credit installment loans online from the list of loan seekers above. Big Buck Loans is one of those reliable brokers offering top quality online loans.

Disclaimer – The above content is not editorial, and Economic Times hereby disclaims all warranties, express or implied, in connection therewith, and does not necessarily warrant, warrant or endorse any contents. The loan websites reviewed are loan matching services, not direct lenders. Therefore, they are not directly involved in the acceptance of your loan application. Applying for a loan with the websites does not guarantee acceptance of a loan. This article does not provide financial advice. Please seek the assistance of a financial advisor if you need financial assistance. Loans available only to US residents.